Filing a homeowners insurance claim can be a daunting task, especially during a crisis or following a major disaster. Delays in the claims process were the No. 1 complaint of insurance consumers in 2007, according to the National Association of Insurance Commissioners (NAIC). To help avoid any delays, the NAIC offers the following tips.
File claims as soon as possible. Contact your agent immediately because your policy might require that you make the notification within a certain time frame. Check your home insurance online for a claims hotline.
Provide complete, correct information. It is important to give your insurance company accurate and thorough information. Incorrect or incomplete information can cause further delays in the process.
Keep copies of all correspondence. Whether it is an email or formal letter, make sure you keep copies and records of all correspondence with your insurance company. This includes writing down both your telephone and in-person contacts.
For more information or free home insurance quotes online, contact your agent today.
